Business Hours
Call 8M Life Insurance Group or fill out a request form to establish the financial security you and your family deserve.
- Mon – Fri
- 10:00 am – 08:00 pm
- Saturday
- 11:00 am – 05:00 pm
- Sunday
- 01:00 pm – 05:00 pm
Term Life Insurance
Affordable term life insurance policies that fit your budget and provide peace of mind. We offer up to $2,000,000 in coverage for our 10,20,30-year term products. With Term insurance you get to access typically much larger benefit amounts for a lower monthly premium obligation. Most Term policies are guaranteed renewable at the end of a specified period. Also Term Life is often put in place as a low-cost option for Mortgage Protection to secure the home for family and will either pay off the mortgage or make payments if the insured becomes disabled, critically ill, or God forbid passes away.
Final Expense Coverage
Plan ahead with our final expense options up to $100,000 to relieve your loved ones from financial burdens. With a whole life final expense policy, you will not have to worry about your family paying for funeral, burial or cremation costs. You will also build cash value as you make your premium payment each month. Gain the peace of mind you deserve knowing this important plan is in place to fulfill your final wishes.
Indexed Universal Life (IUL)
Start building towards $1 million plus during retirement in cash value for as little as $10 a day with an Indexed Universal Life policy. As your IUL builds cash value you will generate tax free supplemental retirement income with compound annual growth of 7-9% on average. The IUL also comes with living benefits and a payout will be made directly to you upon diagnosis of disability, cancer, heart attack, or stroke, plus you get a death benefit to leave your loved ones financially secure when you pass away. With downside protection built into the IUL your cash value will earn a minimum of 1% regardless of any downturn in the market conditions of the S&P 500. 8M Life Insurance Group will structure your IUL in a way that suits your needs best, whether it's a level death benefit or maximum accumulation increasing death benefit we want to design your IUL specifically for you. The IUL is often thought of as a Roth IRA married to a Life Insurance Policy.
Critical Advantage Health Insurance
Protect your financial standing from a Cancer, Heart Attack, or Stroke diagnosis with a Critical Advantage policy. Up to $100,000 in coverage available that pays the benefit upon diagnosis while you are still living. In 2025 health risks are expected to rise with the American Cancer Society projecting over 2 million new cancer cases alone with an average of 5,600 new cases diagnosed per day. In the U.S., approximately 800,000 people are diagnosed with having had a Heart Attack annually, in comparison to 795,000 having received a diagnosis for Stroke.
Accidental Death Insurance
Secure your AD policy with a Return of Premium rider available to protect your family's finances. In 2024 there were 44,762 accidental deaths related to motor vehicles alone in the U.S. according to The National Safety Council (NSC), in comparison to 40,901 occurring in 2023 and 42,721 in 2022. Protect your family with up to $500,000 from that unexpected accident that could happen to any of us on any day. Customize your coverage amount with this affordable policy that will assure you are able to keep your loved ones financially secure no matter what.
Children's Whole Life Insurance
Plan ahead for your Child's future with our Children's Whole Life options with up to $50,000 in coverage to help them build their future. You can start now contributing towards a policy that builds cash value for College or a first big purchase. If your child is 0-17 this would make a great addition to creating a better future with resources set in place that your child will be grateful for later.
Annuities
Our team of industry experts will create your strategic plan ahead for long term gains and minimal downside risk. Choose from various options including Fixed Annuities, Indexed Annuities, and Variable Annuities. A Fixed Index Annuity (FIA) offers greater upside potential while also providing protection against loss of principal due to market downturns. Essentially, the FIA combines features of both fixed and variable annuities to achieve your financial goals during retirement years.
Par Whole Life
Would you like to become debt free in 10 years or less without paying anymore money each month than you are now? Learn more about how a Participating Whole Life Policy can help you achieve financial freedom without paying all the front loaded interest to your lender. A personal Debt Free Life specialist will help you design a policy that steers more of your resources towards principal and less towards interest!
Mortgage Protection
Protect your family from ever losing the home due to lost income from disability, critical illness, or if you were to pass away unexpectedly. There is an affordable solution for everyone that includes an equity protection plan to secure the home no matter what happens. Whether your Mortgage is for a term of 10 years or 30 years we are here to help protect your most important asset along the way.
$250,000 From $17/mth
10 YR Term
No Medical Exam
$500,000 From $28/mth
10 YR Term
No Medical Exam
$1million From $53/mth
10 YR Term
No Medical Exam
The above rates are based on a 10YR Term for a healthy 30 year old male non-smoker.
Proudly serving families in Columbus, Ohio and the greater surrounding regions.
8M Life Insurance Group
8mlifeinsurancegroup.com
Telephone: 877-771-7005
E-mail: michael@8mlifeinsurancegroup.com
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Errors and Omissions Carrier: CNA Insurance Companies
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