Business Hours

Call 8M Life Insurance Group today to get your free quote or click the Free Quote link above to fill out a request form.

  • Mon – Fri
    • 10:00 am – 08:00 pm
  • Saturday
    • 11:00 am – 05:00 pm
  • Sunday
    • 01:00 pm – 05:00 pm

Term Life Insurance

Affordable term life insurance policies that fit your budget and provide peace of mind. We offer up to $2,000,000 in coverage for our 10,20,30-year term products. With Term insurance you get to access typically much larger benefit amounts for a lower monthly premium obligation. Most Term policies are guaranteed renewable at the end of a specified period. Also Term Life is often put in place as a low-cost option for Mortgage Protection to secure the home for family and will either pay off the mortgage or make payments if the insured becomes disabled, critically ill, or God forbid passes away.

Final Expense Coverage

Plan ahead with our final expense options up to $100,000 to relieve your loved ones from financial burdens. With a whole life final expense policy, you will not have to worry about your family paying for funeral, burial or cremation costs. You will also build cash value as you make your premium payment each month. Gain the peace of mind you deserve knowing this important plan is in place to fulfill your final wishes.

Indexed Universal Life (IUL)

Start building towards $1 million plus during retirement in cash value for as little as $10 a day with an Indexed Universal Life policy. As your IUL builds cash value you will generate tax free supplemental retirement income with compound annual growth of 7-9% on average.  The IUL also comes with living benefits and a payout will be made directly to you upon diagnosis of disability, cancer, heart attack, or stroke, plus you get a death benefit to leave your loved ones financially secure when you pass away. With downside protection built into the IUL your cash value will earn a minimum of 1% regardless of any downturn in the market conditions of the S&P 500. 8M Life Insurance Group will structure your IUL in a way that suits your needs best, whether it's a level death benefit or maximum accumulation increasing death benefit we want to design your IUL specifically for you. The IUL is often thought of as a Roth IRA married to a Life Insurance Policy.

Critical Advantage Health Insurance

Protect your financial standing from a Cancer, Heart Attack, or Stroke diagnosis with a Critical Advantage policy. Up to $100,000 in coverage available that pays the benefit upon diagnosis while you are still living. In 2025 health risks are expected to rise with the American Cancer Society projecting over 2 million new cancer cases alone with an average of 5,600 new cases diagnosed per day. In the U.S., approximately 800,000 people are diagnosed with having had a Heart Attack annually, in comparison to 795,000 having received a diagnosis for Stroke.

Accidental Death Insurance

Secure your AD policy with a Return of Premium rider available to protect your family's finances. In 2024 there were 44,762 accidental deaths related to motor vehicles alone in the U.S. according to The National Safety Council (NSC), in comparison to 40,901 occurring in 2023 and 42,721 in 2022. Protect your family with up to $500,000 from that unexpected accident that could happen to any of us on any day. Customize your coverage amount with this affordable policy that will assure you are able to keep your loved ones financially secure no matter what.

Children's Whole Life Insurance

Plan ahead for your Child's future with our Children's Whole Life options with up to $50,000 in coverage to help them build their future. You can start now contributing towards a policy that builds cash value for College or a first big purchase. If your child is 0-17 this would make a great addition to creating a better future with resources set in place that your child will be grateful for later. 



Explore Our Comprehensive Services

At 8M Life Insurance Group, we offer some of the lowest rates in the industry and work with only secure carriers who have received an 'A' financial rating by A.M. Best. Our goal is to help educate you of your options so you can make the most informed decision possible and find the perfect amount of coverage to fit your financial situation.

The core services we offer are Term life insurance, Whole Life insurance, Indexed Universal Life (IUL) policy that includes tax free cash value, living benefits and a death benefit for your loved ones, Cancer - Heart Attack - Stroke coverage paying upon diagnosis, Accidental Death policies for the unexpected event that could happen to anyone, Disability, Medicare Supplement, and more. 

In addition, we are also partnered with a select team of industry experts specializing in Retirement Planning. Contact us today to see how you can strategically advance your and your family's future financial standing utilizing Annuities or Proprietary Debt Free Life Planning that helps you payoff all your debt in 10 years or less without spending anymore money per month using a Whole Life policy.

 

 

$250,000 From $19/mth 

20 YR Term

No Medical Exam 

$500,000 From $33/mth

20 YR Term

No Medical Exam 

$1million From $61/mth

20 YR Term

No Medical Exam 

The above rates are based on a 20YR Term for a healthy 30 year old male non-smoker

Leave a legacy not a Burden...we aren't promised tomorrow.

 

An experienced specialist is here to assist you every step of the way. Protect Your Family's Future and Financial well-being!

Proudly serving families in Columbus, Ohio and the greater surrounding regions.

8M Life Insurance Group 

8mlifeinsurancegroup.com

Telephone: 877-771-7005

E-mail: michael@8mlifeinsurancegroup.com

Articles of Organization 202431002546

Errors and Omissions Carrier: CNA Insurance Companies

E&O Policy #596427449

 

 

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